Financial Inclusion

FinTech Mexico 2016

Over the past 5 years, access to bank accounts in Mexico has grown to 39%, an increase of 10% since 2010. While the progress is promising, 75 million Mexicans still lack the access to financial services needed to support their families and small and medium businesses (SMBs), as well as to protect them from financial shocks. Although many national and international financial institutions are exploring ways to serve this unbanked segment, they’re stifled by the cost of service, poor infrastructure, inability to validate user identity, outdated regulations and credit scoring methods, low competition, and lack of incentives to change.

To address these challenges, Village Capital, sponsored by PayPal and BlackRock, as well as local partner Crédito Real, is hosting a 3-month business training program for innovative early stage FinTech ventures from throughout Mexico. The program will be held in Mexico City, but will bring together prominent stakeholders, leading investors and industry experts from across the country in efforts to collectively tackle these issues around financial inclusion.

At the end of the program, the top 2 peer-selected ventures will receive an offer for $75,000 USD investment in pre-committed capital from VilCap Investments and Pomona Impact.

Overview

Eligible Enterprises:

Village Capital and its partners seek financial technology entrepreneurs with market-based solutions that:

Develop user-friendly products and services that align with needs of the underbanked and SMBs in the Mexican context;
Innovate in credit scoring to enable affordable access to credit;
Reliably authenticate user identity, such as through blockchain, biometrics, behavioral data, and open networks;
Increase financial literacy and provide incentives for cash-centric consumers to adopt traditional and digital financial services;
Improve distribution channel infrastructure, enabling financial institutions to affordably and efficiently serve rural and urban unbanked populations.

Furthermore, eligible enterprises must

Have at least 1 full-time employee based in Mexico
Have meaningful customer validation (this is not limited to revenue, can also include betas, pilots, strategic partnerships, etc.)
Address the financial inclusion problems identified above

Program Dates

Workshop 1: 4/5-4/8 (Gentera Innovation Center, Mexico City, Mexico)

Workshop 2: 5/11-5/14 (BBVA Innovation Center, Mexico City, Mexico)

Workshop 3: 6/21-6/24 (BBVA Innovation Center, Mexico City, Mexico)

Please join us for our upcoming events!

Lanzamiento de Village Capital FinTech Mexico (4/7/16 - Gentera Innovation Center - Benito Juarez - Event RSVP here)

Venture Forum (6/23/16 - BBVA Innovation Center - Juarez - Event RSVP here)

Applications are now closed.

A sincere thanks to all interested applicants! The participating ventures can be found on our Ventures tab.

Partners

About PayPal

At PayPal (Nasdaq:PYPL), we put people at the center of everything we do. Founded in 1998, we continue to be at the forefront of the digital payments revolution. In 2015, 28% of the 4.9 billion payments we processed were made on a mobile device. PayPal gives people better ways to connect to their money and to each other, helping them safely access and move their money and offering a choice of how they would like to pay or be paid. With our 179 million active customer accounts, we have created an open and secure payments ecosystem that people and businesses choose to securely transact with each other online, in stores and on mobile devices. PayPal is a truly global payments platform that is available to people in more than 200 markets, allowing customers to get paid in more than 100 currencies, withdraw funds to their bank accounts in 57 currencies and hold balances in their PayPal accounts in 26 currencies. For more information on PayPal, visit https://about.paypal-corp.com. For PYPL financial information, visit https://investor.paypal-corp.com.

About BlackRock

BlackRock is a global leader in investment management, risk management and advisory services for institutional and retail clients. At September 30, 2015, BlackRock’s AUM was $4.506 trillion. BlackRock helps clients around the world meet their goals and overcome challenges with a range of products that include separate accounts, mutual funds, iShares® (exchange-traded funds), and other pooled investment vehicles. BlackRock also offers risk management, advisory and enterprise investment system services to a broad base of institutional investors through BlackRock Solutions®. As of September 30, 2015, the firm had approximately 12,900 employees in more than 30 countries and a major presence in key global markets, including North and South America, Europe, Asia, Australia and the Middle East and Africa. For additional information, please visit the Company’s website at www.blackrock.com or www.blackrock.com/mx

About Crédito Real

Crédito Real is a leading financial institution in Mexico, with more than 22 years of experience, focusing on consumer lending with a diversified business platform in five main lines of business: payroll credits, durable goods loans, small business loans, group loans and used car loans. Crédito Real offers its products mainly to the low and middle segments of the population that have historically been underserved by other financial institutions. Crédito Real shares are listed on the Mexican Stock Exchange under the ticker symbol and Series “CREAL*”.

About Accion

Accion Venture Lab is the leading seed-stage investment firm for financial inclusion. Accion Venture Lab, since inception in 2012, has invested in 17 enterprises and screened nearly 1,000 companies in the financial inclusion space. V-Lab is part of Accion, a world pioneer in microfinance who over the last 40 years has helped build 63 microfinance institutions (MFIs) in 32 countries on four continents. Four of V-Lab’s 17 investments work in Mexico, and Accion has worked actively in the Mexican market for the last 2 decades, including an early investment in microfinance leader Compartamos.

Coinvestors

About Pomona Impact

Pomona Impact makes investments in Small Growing Businesses across Mexico, Central America, and Ecuador. In particular, it targets firms that improve the lives of people living in the bottom of the economic pyramid and benefit the environment. Pomona Impact seek to add value to portfolio companies through strategic advisory, financial structuring, and introductions to potential partners, and also actively seeks to build the entrepreneurial ecosystems in its target region by developing co-working spaces with substantial skill-building programming. They have launched two co-working spaces in Guatemala and intend to develop additional co-working projects in Central America.

Advisory Board

Employer: Pomona Impact
Bio: Rich is Co-founder and Managing Director of Pomona Impact, an investment firm that invests and supports early stage impact companies in Meso-America, and is passionate about spurring on positive change across Central America through impact investing. He believes the Impact Hub Antigua has enormous potential to catalyze innovation and serve as a key pillar of the Guatemalan entrepreneurial ecosystem. He remains actively involved in the entrepreneurship space, judging Startup Weekend events, collaborating with universities and investing in promising in early stage social businesses. Rich has over 10 years of experience working in private equity and structured finance at EMP Global, Latin American Partners and OPIC. Having spent most of his childhood in Central America, Rich is fluent in Spanish. He holds a BA from Furman University and MBA from Georgetown.

Title: Managing Director
Employer: Accion Venture Lab
Bio:

Paul Breloff is the founding Managing Director of the Accion Venture Lab, a seed investment initiative housed at Accion which invests in innovative financial inclusion startups globally. Since its launch in 2012, Venture Lab has invested in 22 enterprises across East Africa, India, Mexico and the U.S., including investments in mobile banking, internet-based financial services, marketplace lending, small enterprise finance, and “Big Data” credit analysis. Before Accion, Paul advised CGAP, Root Capital, Shell Foundation, BRAC, and others on access-to-finance issues globally. Previously, Paul worked with SKS Microfinance, India’s largest microfinance institution, leading business development and strategic initiatives and assisting on fundraising. Paul has also practiced corporate law with Mayer Brown and worked as an advertising account executive for Leo Burnett. Paul graduated from Amherst College and the Yale Law School.

Title: General manager
Employer: PayPal
Bio: Blas Caraballo is Country Manager for PayPal Mexico, responsible for the strategic operation of the company in this market. Previous to this position, Blas was head of Merchant Services, as well as head of Marketing and Product both for the same company. With over 15 years of experience, Blas has developed and implemented communication and marketing strategies for several industries, specializing on eCommerce. He served as Marketing Director for Hoteles.com Mexico and Assistant Manager of Digital Channels as well as eCommerce Manager both for Mexicana Airlines. With a degree in Business Administration by the University of San Andres in Buenos Aires, Argentina, he also holds an MBA in Marketing by North Carolina University - Chapel Hill.

Employer: IADB
Bio: Since 1999, Ms. Garcia-Robles has created and guided the seed/venture capital investments of MIF/FOMIN in Latin America and the Caribbean as well as its high impact entrepreneurship strategy and angel investment programs. She serves on over 20 boards of directors and investment committees of seed and venture capital funds, and is frequently invited to speak at industry events on angel, seed, and venture capital, impact investment, entrepreneurship and women’s issues. She serves as jury member in many selection panels for dynamic entrepreneurs, including the IDB Demand Solutions’ Venture Night 2014-15 Competitions. She has been a Member of the US-Brazil VC Task Force hosted by the Commerce Department and the Kauffman Foundation started in 2006, a co-founder of the Argentinean VC Association/ARCAP and the Colombian VC/PE Association ColCapital; is an Advisory Board member of the Colombian VC/PE Association ColCapital, a Board of Directors member of the Latin American VC association/LAVCA, a member of the EMPEA DFI Council, and Advisory Board member of the Brazilian VC Association, ABVCAP, and of the Global Impact Investors Network Council (GIIN). In 2012 she co-founded WeXchange, the first pitch competition and platform of encounter between LAC women entrepreneurs, mentors, and investors. During 1994-1999 she worked as a Consultant representing many countries at the major UN Conferences. Before 1999, she designed global programs and training workshops on youth and women leadership issues. Ms. Garcia-Robles has a Master’s Degree in International Economic Policy from Columbia University and a Master’s in Philosophy and Education from the Catholic University of Argentina.

Employer: Gentera
Bio: Ariana Gomez currently directs the Centre of Excellence in Innovation for Gentera, an organization focused on financial services for the underserved. Together with her team, Ariana is looking to expand current models while generating disruption through new business models, and sees working with the entrepreneurial ecosystem and Fintech startups as key to achieving both of these goals. Her professional and personal priority is to work towards improving the quality of life of people at the base of the pyramid as well as promoting social mobility and financial inclusion. In Mexico she has been in charge of many projects focused on strategy, entrepreneurship, social innovation, public policies for development, education, environmental planning, and health initiatives for local and multinational organizations. Before working in Mexico, Ariana has lived and worked around the world for institutions such as Amref, UNICEF, World Bank, World Resources Institute, the German Embassy and the office of Mayor of London. Additionally, She co-founded and directed Fundación Baja una Estrella A.C, an institution focused on self-sustainability of lower income communities as well as founding several other social impact organizations. She has written for a wide variety of publications, is a board member of two foundations and also advises Greenpeace, PETA and Animal Earth. Ariana speaks 7 languages and enjoys reading, traveling, painting, cooking, playing tennis and spending time with her family, friends, and rescued animals. Ariana studied Politics, Philosophy and Economics at the University of York, is a teacher in Economic and Social Development at LSE and has an executive MBA from IPADE.

Title: CEO
Employer: Billpocket
Bio: Serial entrepreneur and founder of Billpocket - mobile payments platform for Latin America. He has co-founded more than 6 startups with 1 successful exit. Billpocket is Mexico's card acceptance leader with more than 20,000 merchants and the government and IADB as strategic allies. ITESM and IPADE alumni. Alejandro was both a participant and a peer-selected alumni of Village Capitals FinTech Mexico program in 2015.

Title: CEO
Employer: Credilikeme
Bio: I am an inspired artist and entrepreneur focused on developing financial technologies for the economy of the 21st century. I consider myself an student of the internet. Founder of two Financial Institutions and current CEO of Confianza Digital (Credilikeme). Co-Founder Escuela Mexicana de Improv. I want to make finance more accessible for mankind. Armando was both a participant and a peer-selected alumni of Village Capitals FinTech Mexico program in 2015.

Title: Commercial Director
Employer: Crédito Real
Bio:

Luis is the CMO at Credito Real, he is an executive with over twenty years of international management, sales and marketing experience. Worked in Brasil, USA and Mexico in Coca-Cola and DHL.

Title: COO
Employer: HSBC
Bio: Gustavo has developed his career in finance as a generalist, now for more than 20 years of experience in top class banking environments. He has developed diverse roles as planning, capital allocation, compensation alignment to profit generation, balance sheet optimization, profitability analysis, mergers & acquisitions, financial valuations, and the last 3 years as a CFO for HSBC Mexico. As CFO in Mexico the main responsibilities are helping the CEO and Group in in developing and implementing the Global strategy. Acting as an advisor to the businesses and functions heads, evaluating and assisting them with their financial plans and economic modelling. As well as responsible for overseeing all fiscal responsibilities for the organization. Gustavo has also served HSBC as a regional head for MI and Planning in Latin America overseeing operations in 12 countries. In 2002 Gustavo was invited to join HSBC and participate in the Bital acquisition. Before that worked for Santander-Serfin also playing in different finance roles. Gustavo holds a Bachelor’s Degree in Actuarial Sciences from UNAM and finished Master in Engineering studies at UNAM.

Title: Director Capital de Emprendimiento y Crédito Subordinado
Employer: Fondo de Fondos

Title: General Partner and Co-Founder
Employer: Jaguar Ventures
Bio: Eric Pérez-Grovas is Co-Founder and General Partner of Jaguar Ventures, a VC Fund focused on Internet companies aimed to the Mexican and LATAM markets. Eric is also a Co-Founder and President of the Board of the Mexican Association of Online Sales (AMVO). Eric is currently an Advisor or Investor in BlueMessaging, Conekta, ElDeforma, Gaudena, Kinedu, Konfio, PontaMedia, Viajamex, Yogome and Zolvers among others. In addition, he serves as Mentor of Internet Entrepreneurs at Endeavor Mexico, Startup Chile and Naranya Labs. Recently, Eric was distinguished by Endeavor as part of the top five influencers in the Mexican Technology Ecosystem. Eric’s Internet experience began in 1999 when he opened and managed Mercadolibre’s Mexican operations. He also worked in Consulting at McKinsey and Bain and held Management Positions at Cemex and Satmex. Eric actively participates in Non-Profits, serving as Board Member of CMR Foundation and as a Young Leader for Sustainable Cities. Eric holds a B.S. in Industrial Engineering, summa cum laude, from the Tecnológico de Monterrey. He received an MBA and MPP from the Stanford Graduate School of Business, where he was elected Co-President of the GSB Latin American Student Association and Vice-President of the Mexican Student Association at Stanford.

Title: Co-Founder
Employer: Elevar
Bio:

Johanna is Managing Director and co-founder of Elevar Equity, a leading, global growth private-equity investor. With over $165 million in assets under management across three funds, Elevar has invested in 23 companies in India and Latin America, and across sectors as microfinance, financial services, education, housing and healthcare. Johanna has +16 years of emerging markets investing, corporate finance, economics, and microfinance experience and has long been involved in economic development. She currently serves as a Director of Caja Rural Los Andes (Peru), Union Andina (Spain/US), Finae (Mexico), Financiera TFC (Peru) and an observer to GloboKasNet (Peru). Johanna began her career as an Economist with the Central Bank of Mexico where she focused on the creation of institutional frameworks to increase the efficiency, transparency and inclusiveness of the Mexican financial sector, and later worked as a Senior Financial Specialist at ExxonMobil’s Exploration Company. Prior to Elevar, she joined the Capital Market’s team at Unitus Inc., where she worked to raise the Unitus Equity Fund, as well as on debt financing structures for several microfinance companies around the globe.

Title: Managing Director and Country Head of Mexico
Employer: Blackrock
Bio:

Samantha Ricciardi is Managing Director and Country Head of Mexico for BlackRock. She also serves as a member of BlackRock’s Latin America & Iberia Regional Executive Committee. Prior to assuming her current role, Ms. Ricciardi was Head of Sales in Mexico, Central America, and the Caribbean for BlackRock. Ms. Ricciardi joined BlackRock in October 2010. Prior to this role, Ms. Ricciardi served as Mexico Country Head for Schroders. She joined Schroders as a senior relationship manager for the Global Financial Institutions Group in London. Ms. Ricciardi began her career working for Citi in London covering mutual funds in the Europe, Middle East, and Africa region. Ms. Ricciardi received a MSc degree in management from the London School of Economics in 1998 and a BA degree in international relations from the Instituto Tecnológico Autónomo de México (ITAM) in 1997. At BlackRock, she also serves as the Head of BlackRock’s Women’s Initiative Network (WIN) in Latin America and Iberia.

Employer: Omidyar Network
Bio: Matteo has been actively engaged in the FinTech space for over 20 years and has deep connections amongst global banks executives, startups and investors. He knows how to bridge traditional banking with new or disruptive technologies, because he understands both. In his 13 years role at SWIFT, Matteo covered various activities in sales and global account relationship. In 2007 he founded swiftcommunity.net, the communication platform 2.0 that fosters interactive dialogue in the financial community. This was built on top of the experience accumulated from designing italiansonline.net, the world largest Italian expat portal that came to life in 2003, way before Facebook. In 2008 he cofounded Innotribe, the innovation arm of SWIFT. This is where Matteo launched the Innotribe Startup Challenge, the first global challenge for FinTech entrepreneurs, as well as the Enablers group, a crossindustry group mentoring Innotribe and SWIFT on strategy and financial trends. In 2013, Matteo became a Partner in SBT Venture Capital, one of the first funds (100m USD) solely dedicated to FinTech investment (Series A). SBT Venture Capital has madesome ten investments in promising startups to date. In 2014 and 2015, Financial News has nominated Matteo as one of the “40 most influential FinTech executives in Europe” and Bank Innovation named him one of the “30 Innovators to watch shaping the industry” in 2014. In 2015, Matteo created and co-founded www.FinTechStage.com, a platform for Investors, Innovators and start-ups to foster FinTech innovation globally. Matteo holds a University degree in Computer Science (University of Genova) and a Postgraduate in Financial Transactions (Solvay Business School).

Title: Co-founder and Managing Partner
Employer: IGNIA Partners, LLC.
Bio:

Co-founder and Managing Partner of IGNIA, a venture capital firm based in Mexico focused on early stage high growth innovative enterprises serving the base of the socioeconomic pyramid. Former Chairman of the Board of Compartamos Banco (Gentera), Americas largest microfinance institution, and also served as Chairman of the Board of ACCION International, a 55 year old U.S. based global non-for-profit pioneer of microfinance. Formerly served as Chief Financial Officer of Vitro, as Chief Executive Officer of Farmacias Benavides, and also served as Chief Financial Officer of Grupo Elektra. He holds an MBA from Harvard Business School and a BS in Economics from the Instituto Tecnológico Autónomo de México (ITAM).

Employer: CGAP (former)
Bio: Gabriela Zapata is a financial inclusion consultant with over 20 years’ experience in related project design, implementation and management and public policy development in Latin America, Africa and Asia. She was Senior Program Officer at the Bill & Melinda Gates Foundation in Seattle and Director of Promotion of Financial Organizations at the Ministry of Agriculture in Mexico. She is involved in various projects focusing on applied product innovation and user-centered design, access channels, behavioral sciences and pension savings, product cross-sell, and financial capabilities with MetLife Foundation, CGAP, Bankable Frontier Associates, Center for Financial Inclusion/ACCION, among others. She’s an advisor to various private and public institutions involved in financial inclusion, including fintech startups. She holds a Master’s degree in International Agriculture and Rural Development from Cornell University and lives in Mexico City.

Participating Ventures

Village Capital FinTech: Mexico 2016 Ventures

AhorroLibre (Tijuana) - FinTech for the emerging middle class. AhorroLibre builds relevant, accessible & low-cost financial services for middle income.

Contarte (Tijuana) is a friendly cloud accounting system that allows small business owners and their accountants to interact and learn.
ePesos (Monterrey) offers a revolving line of credit available 24/7 to small business with minimum requirements, as well as value-added services like P2P mobile transfers, airtime top-ups, and bill payments.
Mercado de Crédito(Mexico City) is an online loan comparison tool, in which people access transparent information to make the best decisions for their personal needs.
mexBT(Mexico City) provides low cost and efficient cross border payments between the developing world using Blockchain technology
MR Presta (Monterrey) produces credit scores using non-traditional data sources for a fast and cost-effective risk assessment of micro- and small businesses, currently focused on eCommerce marketplace information to determine its clients’ revenues and business size.
Proyecto PYME (Querétaro) In order to promote social development, Proyecto PYME provides credit to entrepreneurs and micro-business by using innovative credit scoring based off a sociological algorithm, combined with a biometric component and unique distribution services.
Salud Cercana(Mexico City) democratizes access to healthcare through technological, financial, and service innovation.
Tenoli(Mexico City) operates and modernizes a network of mom and pop shops at the base of the pyramid through three pillars: train and inform, provide resources and technology, and generate new business opportunities.
UnDosTres.com.mx(Mexico City) lets users pay for cell phone recharges and other bills instantly and safely, while offering coupons to help users save money with every payment.
Visor ADL(Mexico City) helps lenders proactively identify high-potential SMEs right when they need financing by pre-screening the SMEs for credit and behavior scores and partnering with multinationals to support the businesses in their supply chains.

Mentors

Title: Partner Business Evangelist
Employer: Microsoft
Bio: Partner Business Evangelist at Microsoft

Title: Mijares, Angoitia, Cortes y Fuentes
Employer: Senior Associate

Title: Grants and Alliances Manager
Employer: Fundación Proacceso
Bio: Grants and Alliances Manager at Fundación Proacceso

Bio: @all_vp VC associate #fintech #energy #latam

Employer: IBM SmartCamp
Bio: Marketing Consultant, specialized in direct & interactive marketing

Title: Information Technology Executive
Employer: Coca-Cola
Bio: Information Technology Executive

Title: Principal
Employer: Ignia

Title: COO
Employer: RevWorldwide

Title: VP Products, New Business Development & Innovation
Employer: Broxel
Bio: Payments and FinTech Professional

Title: Managing Director
Employer: Accion Venture Lab
Bio:

Title: Alliance Coordinator in social, educational and cultural projects
Employer: Fundación Proacceso

Employer: Conekta
Bio: CEO and Cofounder at Conekta

Title: Managing Partner (Socio Director)
Employer: PC Capital
Bio: Husband, father, golf and tennis enthusiast, Managing Director at PC Capital Partners, Private Equity and Investment Banking

Title: Head of Venture Services
Employer: SVX

Title: Vice President Electronic Services
Employer: Grupo Bimbo
Bio: Vice President Electronic Services Grupo BIMBO and General Manager BLM

Title: Subdirector Capital Emprendedor
Employer: Fondo de Fondos

Title: COO & Sales
Employer: Clip
Bio: Myriam is the Chief Operation Officer and Head of Sales of Clip. She has +23 years of experience, in different industries, from telecommunications to pharmaceutical and financial institutions. Myriam worked 11 years in American Express where, among others, she was responsible for the merchant acquisition and merchant retention and development strategies. Myriam is an Electronic and Electric Systems Engineering graduate form Universidad Anáhuac, a Master in Technology and Innovation from the Brandenburg University of Applied Sciences and also holds a MBA from ITAM.

Title: Partner
Employer: Variv Capital
Bio: Rafael is a Managing Partner at Variv Capital, a venture capital fund focused on early-stage technology investments in Mexico and Latin America (with presence in Europe and the US). He is also a co-founder of Lifedots, a New York based mobile software company. Before Variv and Lifedots, Rafael was an investment-banking associate in the M&A Group at JPMorgan in their London office and an associate attorney at the New York law firm of Curtis, Mallet-Prevost, Colt & Mosle LLP. Rafael studied law at the Universidad Iberoamericana in Mexico City, specialized in international law at the Université Panthéon-Assas (Sorbonne) in Paris and has an MBA from NYU’s Stern School of Business in New York.

Title: Asesor de Dirección General
Employer: Fondo Para el Desarrollo Social de la Ciudad de México (FONDESO) (Sedeco DF)
Bio: Analista de la vida, pasional e intrépido; con aspiraciones políticas y creyente del amor. radio13 1290 AM - 7 a 9 am

Bio: Curious, optimistic, contrary. #Investing in and building #FinTech businesses at @AccionVLab. #impinv #VC #financialinclusion.

Employer: New Ventures Group

Title: Comunicación y Relaciones Públicas
Employer: Promotora Social Mexico (PSM)
Bio: Comunicación y Relaciones Públicas en Promotora Social México

Title: VP Channels, Payments & Deposits
Employer: Scotiabank Mexico
Bio: VP Channels, Payments & Deposits at Scotiabank Mexico

Title: Senior Associate
Employer: Mexico Ventures
Bio: Currently working in LATAM VC - sneaker afficionado - news junkie

Title: Director, Country Head Mexico
Employer: SWIFT Mexico

Title: CEO
Employer: Billpocket

Title: Senior Investment Analyst
Employer: Accion Venture Lab
Bio: Managing #LatAm investments at @AccionVLab | Binational Business @FulbrightSchlrs in #Mexico I @Baylor Alum, @ExITAM | Lover of #tech, #travel & #coffee

Entrepreneurs

Title: Strategy Manager
Employer: ePesos

Title: Loan Products Director
Employer: Visor ADL

Title: Chief of Social Ecology and Impact
Employer: Salud Cercana

Title: Co-Founder
Employer: Contarte

Title: Co-Founder/Advisor
Employer: Mercado de Crédito

Title: Co-Founder
Employer: UnDosTres.com.mx

Title: CTO
Employer: AhorroLibre
Bio: Roberto has worked as a full-stack developer since 2004 in Tijuana and Santa Ana, CA. In year 2007 he started leading, designing and developing an ERP for Quálitas (one of the largest Insurance Companies in Mexico). He also co-founded Cortier, a SaaS solution for insurance brokers in Mexico.

Title: CTO
Employer: mexBT

Title: Co-Founder/CEO
Employer: Mercado de Crédito

Title: Deputy CEO
Employer: Mercado de Crédito

Title: Commercial & content Director
Employer: Mercado de Crédito

Title: Founder
Employer: UnDosTres.com.mx

Title: CEO
Employer: AhorroLibre
Bio:

Rafa is a business development expert with 6 years management consulting experience at McKinsey & Co. in Switzerland, co-founder of Agavis Consulting and an MBA from HEC Geneva. Since 2005 he has lived and worked across 25 different countries, advising and developing business with startup entrepreneurs, SMEs, leaders of Fortune 100 companies, directors of international organizations, and even heads of state.

Bio: Joel Cano, Chief Operating Officer, he is also Mentor at Blockchain Space a global startup accelerator focusing on this technology. As well as an active mentor for Endeavor, Wayra and StartupMexico. He is also angel investor since 2000. He started his professional carreer as one of the first hires for Microsoft in Latin America.

Title: Business Development
Employer: Visor ADL

Title: Principal - MD
Employer: Mr Presta Funds
Bio: Mr. Manduca brings his experience in developing innovative financial solutions to corporate and institutional clients in Venezuela and Latin America, with strong skills in portfolio valuation, financial modeling and credit assessment. In addition, Cesar has participated in developing complex financing structures for highly regulated economies, such as Venezuela and Brazil, where there are many controls on prices, interest rates, foreign currency exchange and a diversity of taxes and stamp duty directives. In addition, his knowledge in programming, OLAP Database architecture and web development helps Mr. Manduca establish a fluent dialogue with programmers and developers, to transform the vision of the Company into specific executable projects. Throughout his career, Mr. Manduca has held senior positions in Citigroup and Deutsche Bank. Mr. Manduca has a BA from Universidad Metropolitana in Venezuela and an MBA from Yale University.

Title: CEO
Employer: mexBT

Title: CEO & Founder
Employer: Salud Cercana
Bio: CEO & Founder at Salud Cercana

Title: CSO
Employer: Visor ADL

Title: Strategy & Development
Employer: Tenoli
Bio: With his strong experience as a serial social entrepreneur, Thomas leads Tenoli's strategy and development. Thomas has worked since 2009 in marginal communities, developing markets at the Base of the Pyramid. From 2009 to 2012, he founded and ran an NGO that has helped over 200 social entrepreneurs scale up. In 2012, he created and taught a course on Social Impact Assessment at HEC Paris. Thomas holds a MSc. in Management from HEC Paris (2009) and a Master in Public Administration in International Development from Harvard (2014).

Title: CEO
Employer: PagoRenta, FE Financiando Empresarios, ePesos
Bio: Oscar Robles is founder and CEO of ePesos. He has over 25 years of experience in start-ups, mergers and acquisitions, operations management and strategic planning. Prior to ePesos he founded Nosotras a branchless financial institution offering unsecured loans to self-help groups and Quantum Capital an advisory firm on financial services and strategy. Prior to Quantum Capital, Oscar co-founded and sold Atlas Global Group, a US based investment bank focused on equity transactions in Latin America and he held several executive positions with Cemex and Grupo Cydsa.

Title: CPO
Employer: Visor ADL

Title: Co Founder
Employer: MR Presta Funds

Title: Insights & Partnerships
Employer: Tenoli

Title: CEO
Employer: Visor ADL

Title: Co-Founder
Employer: UnDosTres.com.mx

Title: CEO
Employer: Contarte
Bio: Contarte es un sistema contable en la nube para pequeños negocios #pymes #profesionistas e #independientes .

Title: Development Manager
Employer: ePesos